←
Proto-Malayic *surat (inherited)
←
Proto-Malayo-Polynesian *suRat (inherited)
→
Aklanon sueat (cognate)
→
Bikol Central surat (borrowed)
→
Cebuano sulat (borrowed)
→
Cebuano suwat (borrowed)
→
Indonesian surat (inherited)
→
Ternate surat (borrowed)
→
Tagalog sulat (borrowed)
→
Urak Lawoi' ซูรัยจ (cognate)