Examples: cartography card archaeology archetype monarchy legal loyal purse personal cinema kinase car carpenter hippopotamus Mesopotamia dative data date
...
Zulu umuthi
Proto-Bantu *mʊ̀tɪ́ (inherited)

English muti (borrowed)
Zulu uthi (affix)
Zulu ubuthi (affix)
Zulu umshana (affix)